Getting Health Insurance
Many people get health insurance through their employer. This is called group coverage. Employers usually offer several plans to choose from, and employees get a chance to change their plan once a year during open enrollment.
Some people purchase their own insurance because they don't qualify for group coverage. This is called individual health insurance. Individual health insurance is a good option for people who are:
- In between jobs
- Early retirees
- Recent college graduates
- Part-time workers
Many Americans receive health insurance through government programs. Some examples of government health insurance programs are Medicare, Medicaid and other programs run by individual states.